---
title: "P & M FINANCIAL LTD — Ownership Dossier"
canonical: https://whiteintel.dev/entity/ffdd80b9-80db-5d02-b210-d3a5ceaf3d12
json: https://whiteintel.dev/api/public/dossier/ffdd80b9-80db-5d02-b210-d3a5ceaf3d12
identifier: oo:GB-COH-11709323
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# P & M FINANCIAL LTD

**Type:** Company  
**Jurisdiction:** GB  
**Identifier:** `oo:GB-COH-11709323`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/ffdd80b9-80db-5d02-b210-d3a5ceaf3d12  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/ffdd80b9-80db-5d02-b210-d3a5ceaf3d12  

## Ownership & control

### Owners / controllers

- **Mr Fabian Jay Kapadia** (beneficial owner) — 50% — https://whiteintel.dev/entity/af914f06-20af-5af9-8e8b-f53b3aee00f4
- **Mrs Milena Kapadia** (beneficial owner) — 50% — https://whiteintel.dev/entity/ce335c78-6163-50fe-b2d2-58b37da341ed
- **Mr Prabhakar Jay Vijay Kapadia** (beneficial owner) — 75% — https://whiteintel.dev/entity/39e2da13-daa3-50c2-9e65-e3b992c78bfe
- **Mr Fabian Jay Kapadia** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/909e0b44-061b-4bbb-9e15-350aa0a71913
- **Mrs Milena Kapadia** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/f1a2bb67-f083-477e-8587-7a470365929d
- **Mr Prabhakar Jay Vijay Kapadia** (beneficial owner) — 62.5% — https://whiteintel.dev/entity/d0ba8501-1f01-42f8-9d72-26207034d438

### UBO chain (walk to the ultimate owner)

1. **Mr Fabian Jay Kapadia** — beneficial owner 50% → *P & M FINANCIAL LTD*
1. **Mrs Milena Kapadia** — beneficial owner 50% → *P & M FINANCIAL LTD*
1. **Mr Prabhakar Jay Vijay Kapadia** — beneficial owner 75% → *P & M FINANCIAL LTD*
1. **Mr Fabian Jay Kapadia** — beneficial owner 37.5% → *P & M FINANCIAL LTD*
1. **Mrs Milena Kapadia** — beneficial owner 37.5% → *P & M FINANCIAL LTD*
1. **Mr Prabhakar Jay Vijay Kapadia** — beneficial owner 62.5% → *P & M FINANCIAL LTD*

## Company profile (live · UK Companies House)

- **Company number:** `11709323`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 2018-12-03
- **Registered office:** 655 Hitchin Road, Luton, Bedfordshire, LU2 7UP, United Kingdom
- **SIC:** 64922

### Officers

- KAPADIA, Prabhakar Jay Vijay — director · British · appointed 2018-12-03

### Beneficial owners (Persons with Significant Control)

- Mr Prabhakar Jay Vijay Kapadia — 50–75% shares · individual PSC · United Kingdom — since 2018-12-03
- Mr Fabian Jay Kapadia — 25–50% shares · individual PSC · United Kingdom — ceased 2018-12-03
- Mrs Milena Kapadia — 25–50% shares · individual PSC · United Kingdom — ceased 2018-12-03

## Provenance

- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/11709323
- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/11709323

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **P & M FINANCIAL LTD**. Human view: https://whiteintel.dev/entity/ffdd80b9-80db-5d02-b210-d3a5ceaf3d12 · Structured JSON: https://whiteintel.dev/api/public/dossier/ffdd80b9-80db-5d02-b210-d3a5ceaf3d12._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._