---
title: "AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED — Ownership Dossier"
canonical: https://whiteintel.dev/entity/f8315bc6-66fb-5288-9017-86ca67ea40d6
json: https://whiteintel.dev/api/public/dossier/f8315bc6-66fb-5288-9017-86ca67ea40d6
identifier: oo:GB-COH-01772586
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED

**Type:** Company  
**Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb)  
**Identifier:** `oo:GB-COH-01772586`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/f8315bc6-66fb-5288-9017-86ca67ea40d6  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/f8315bc6-66fb-5288-9017-86ca67ea40d6  

## Cross-source identity

The same real-world entity, resolved across sources:

- **AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED** — GLEIF · `lei:21380093WD5J3ZOU5G28` — https://whiteintel.dev/entity/e2bf525c-a11f-52ac-913a-42527cc4c42b

## Ownership & control

### Owners / controllers

- **BANK OF SCOTLAND PLC** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/e25a8e35-18f2-5390-9a4b-5bbcc051e403

### UBO chain (walk to the ultimate owner)

A **8-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Company profile (live · UK Companies House)

- **Company number:** `01772586`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 1983-11-24
- **Registered office:** Trinity Road, Halifax, West Yorkshire, HX1 2RG
- **SIC:** 64999

### Officers

- MULHOLLAND, Alison Elizabeth — secretary · appointed 2017-09-21
- AMBANI, Anish Bipin — director · British · appointed 2023-03-01
- SUBBRAMONEY, Praven — director · South African · appointed 2025-06-17
- GITTINS, Paul — secretary · appointed 2011-11-25 · resigned 2014-10-29
- HARRISON, Maxine Louise — secretary · British · appointed 1998-01-30 · resigned 2001-12-31
- HENNESSEY, David Dermot — secretary · appointed 2015-03-11 · resigned 2015-12-07
- JOHNSON, Michelle Antoinette Angela — secretary · appointed 2016-01-13 · resigned 2017-09-21
- JOHNSON, Michelle Antoinette Angela — secretary · appointed 2014-10-29 · resigned 2015-03-06
- LAKIN, Helen Mary — secretary · British · appointed 2000-06-01 · resigned 2001-12-14
- LOCKWOOD, Angela — secretary · British · appointed 2006-06-13 · resigned 2011-11-25
- MAYER, Sally — secretary · British · appointed 2001-12-31 · resigned 2006-06-13
- MURPHY, Thomas Jerome Peter — secretary · British · appointed 2001-12-31 · resigned 2004-11-08
- NIXON, Raymond — secretary · British · resigned 2000-05-31
- SKEEN, Colin Jeffrey — secretary · Uk · resigned 1998-01-30
- SOBO, Femi — secretary · British · appointed 2003-03-27 · resigned 2003-12-24
- ASHTON, Stephen David — director · British · appointed 2007-09-20 · resigned 2009-10-15
- BAYLEY, Sara Jayne — director · British · appointed 2017-09-21 · resigned 2020-11-02
- BOWYER, Robert Edwin — director · British · resigned 1995-01-20
- BRINDLEY, Alan Robert — director · British · appointed 2017-05-26 · resigned 2017-10-20
- BRISCOE, Andrew Mark — director · British · appointed 1999-11-17 · resigned 2000-10-30

### Beneficial owners (Persons with Significant Control)

- [Bank Of Scotland Plc](https://whiteintel.dev/entity/e25a8e35-18f2-5390-9a4b-5bbcc051e403) — 75–100% shares · corporate PSC · United Kingdom — since 2016-04-06

## Provenance

- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/01772586
- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/01772586

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED**. Human view: https://whiteintel.dev/entity/f8315bc6-66fb-5288-9017-86ca67ea40d6 · Structured JSON: https://whiteintel.dev/api/public/dossier/f8315bc6-66fb-5288-9017-86ca67ea40d6._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._