---
title: "UTMOST LIFE AND PENSIONS LIMITED — Ownership Dossier"
canonical: https://whiteintel.dev/entity/f66e973e-dca0-5735-99a2-277beec98eb1
json: https://whiteintel.dev/api/public/dossier/f66e973e-dca0-5735-99a2-277beec98eb1
identifier: oo:GB-COH-10559664
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# UTMOST LIFE AND PENSIONS LIMITED

**Type:** Company  
**Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb)  
**Identifier:** `oo:GB-COH-10559664`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/f66e973e-dca0-5735-99a2-277beec98eb1  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/f66e973e-dca0-5735-99a2-277beec98eb1  

## Cross-source identity

The same real-world entity, resolved across sources:

- **UTMOST LIFE AND PENSIONS LIMITED** — GLEIF · `lei:213800I1ZCFT62P9P534` — https://whiteintel.dev/entity/45032f3e-3171-5c8c-9b94-3c74c7a2df42

## Ownership & control

### Owners / controllers

- **UTMOST LIFE AND PENSIONS HOLDINGS LIMITED** (beneficial owner) — 100% — https://whiteintel.dev/entity/e2c2da2f-bcd0-5754-b057-1f8409cd3267
- **UTMOST LIFE AND PENSIONS HOLDINGS LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/e2c2da2f-bcd0-5754-b057-1f8409cd3267

### Holdings / subsidiaries

- **EQUITABLE LIFE ASSURANCE SOCIETY,(THE)** (beneficial owner) — 100% — https://whiteintel.dev/entity/9bf2384c-b2a3-5de8-834d-a0013c3e726e
- **EQUITABLE LIFE ASSURANCE SOCIETY,(THE)** (beneficial owner) — https://whiteintel.dev/entity/9bf2384c-b2a3-5de8-834d-a0013c3e726e
- **Reliance Mutual Insurance Society Limited** (beneficial owner) — https://whiteintel.dev/entity/21b53ddf-4aa4-4b6d-857f-3f51790b2aec

### UBO chain (walk to the ultimate owner)

A **15-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Company profile (live · UK Companies House)

- **Company number:** `10559664`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 2017-01-12
- **Registered office:** Utmost Life And Pensions Ltd, Walton Street, Aylesbury, HP21 7QW, England
- **SIC:** 65110

### Officers

- UTTING, Christopher Mark — secretary · appointed 2018-11-29
- BAKER, David Michael — director · British · appointed 2023-10-06
- FINCH, Duncan Alistair, Mr  — director · British · appointed 2018-04-01
- MACKLE, Feilim — director · Irish · appointed 2020-04-29
- MAIDENS, Ian Graham — director · British · appointed 2017-01-12
- MERRICK, Michael John — director · British · appointed 2019-03-27
- NURSE, Jeremy Michael — director · British · appointed 2024-07-08
- STOKER, Andrew Mark — director · British · appointed 2025-01-01
- THOMPSON, Andrew Paul — director · British · appointed 2017-01-12
- FIELD, Tony — secretary · appointed 2018-04-01 · resigned 2018-11-28
- CREEDON, Seamus — director · Irish · appointed 2018-04-01 · resigned 2020-04-02
- DEEKS, Jeremy Spencer — director · British · appointed 2019-06-18 · resigned 2023-12-31
- FINKELSTEIN, Daniel William, Lord — director · British · appointed 2020-01-13 · resigned 2024-07-05
- GARDNER, Edward Ian — director · British · appointed 2018-04-01 · resigned 2019-06-18
- KEAN, Susan Patricia — director · British · appointed 2019-12-19 · resigned 2021-10-31
- KERRY, Robert — director · British · appointed 2024-01-01 · resigned 2025-05-31
- KUBITSCHECK, Wai-Choo — director · British · appointed 2022-01-26 · resigned 2022-10-07
- MADIGAN, Timothy Kevin Mary — director · Irish · appointed 2018-04-01 · resigned 2020-04-02
- PHIPPS, Robin Ashley — director · British · appointed 2017-11-14 · resigned 2019-03-27
- SHERRY, Nigel Anthony — director · British · appointed 2018-04-01 · resigned 2020-04-02

### Beneficial owners (Persons with Significant Control)

- [Utmost Life And Pensions Holdings Limited](https://whiteintel.dev/entity/e2c2da2f-bcd0-5754-b057-1f8409cd3267) — 75–100% shares · corporate PSC · England — since 2017-01-12

## Exposure (derived from the ownership graph)

**1** owner upstream in this entity's ownership/control chain is flagged — a sanctions hit or a secrecy jurisdiction — an investigative lead by resolved identity, not a legal determination. The contributing parties and the hop-by-hop path unlock with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Provenance

- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/10559664
- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/10559664

## Get the full, resolved dossier (agent-callable)

The above is the free teaser. The resolved **multi-hop UBO chain**, ownership **%**, full **financial history**, itemised **assets** and the hop-by-hop **exposure path** are the paid depth — callable as tools from your agent:

```bash
npx -y @whiteintel/mcp-server   # then: get_dossier · trace_ownership_path · check_offshore_exposure
```

Or unlock a one-off cited dossier for **UTMOST LIFE AND PENSIONS LIMITED** — https://whiteintel.dev/entity/f66e973e-dca0-5735-99a2-277beec98eb1 · pricing https://whiteintel.dev/pricing.

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **UTMOST LIFE AND PENSIONS LIMITED**. Human view: https://whiteintel.dev/entity/f66e973e-dca0-5735-99a2-277beec98eb1 · Structured JSON: https://whiteintel.dev/api/public/dossier/f66e973e-dca0-5735-99a2-277beec98eb1._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._