---
title: "INTERNATIONAL FINANCIAL SYSTEMS LTD. — Ownership Dossier"
canonical: https://whiteintel.dev/entity/b12d77ef-7f06-514b-bbc1-0b430fe3b409
json: https://whiteintel.dev/api/public/dossier/b12d77ef-7f06-514b-bbc1-0b430fe3b409
identifier: oo:GB-COH-02098378
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# INTERNATIONAL FINANCIAL SYSTEMS LTD.

**Type:** Company  
**Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb)  
**Identifier:** `oo:GB-COH-02098378`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/b12d77ef-7f06-514b-bbc1-0b430fe3b409  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/b12d77ef-7f06-514b-bbc1-0b430fe3b409  

## Ownership & control

### Owners / controllers

- **Terence Dennis Day** (beneficial owner) — https://whiteintel.dev/entity/007cc003-39b4-56c6-b06f-0d8b5ea72bb9
- **Terence Dennis Day** (beneficial owner) — https://whiteintel.dev/entity/a5eaced5-206c-4042-9129-3b93c8e919bb
- **CRITERION GROUP LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/f146585f-a470-589d-9828-52e15aa86223

### Holdings / subsidiaries

- **CORAL COMMERCE LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/9c7ee1ae-b3ce-5c8d-9e2b-7e5beeae1a92

### UBO chain (walk to the ultimate owner)

A **8-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Company profile (live · UK Companies House)

- **Company number:** `02098378`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 1987-02-10
- **Registered office:** 5 Hare Hall Lane, Gidea Park, Romford, Essex, RM2 6BD, United Kingdom
- **SIC:** 62020, 62090

## Financials (Companies House accounts)

| Figure | 2025-10-31 |
|---|---:|
| Net assets | £2,697,084 |
| Cash | £2,507,899 |
| Shareholder funds | £8,167 |
| Fixed assets | £135,775 |
| Current assets | £2,844,099 |
| Employees | 8 |

_Latest filed period. Full 2-year history unlocks with a paid dossier — https://whiteintel.dev/pricing. As filed at Companies House._

### Officers

- DAY, June — secretary · British · appointed 1993-05-01
- DA SILVA, Michael Victor — director · British · appointed 2015-11-02
- DAY, Matthew Terence — director · British · appointed 2015-11-02
- DAY, Terence Dennis — director · British
- SLC REGISTRARS LIMITED — corporate secretary · resigned 1993-05-01
- CLARK, Joseph Charles — director · British · resigned 1996-07-28
- FORWARD, Alan Paul — director · British · resigned 1991-08-01

### Beneficial owners (Persons with Significant Control)

- [Criterion Group Limited](https://whiteintel.dev/entity/f146585f-a470-589d-9828-52e15aa86223) — 75–100% shares · corporate PSC · England — since 2016-04-06
- Terence Dennis Day — right to appoint and remove directors · individual PSC · United Kingdom — ceased 2016-04-06

## Provenance

- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/02098378
- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/02098378
- companies_house_accounts — https://find-and-update.company-information.service.gov.uk/company/02098378/filing-history

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **INTERNATIONAL FINANCIAL SYSTEMS LTD.**. Human view: https://whiteintel.dev/entity/b12d77ef-7f06-514b-bbc1-0b430fe3b409 · Structured JSON: https://whiteintel.dev/api/public/dossier/b12d77ef-7f06-514b-bbc1-0b430fe3b409._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._