---
title: "COMPETENT ADVISER LIMITED — Ownership Dossier"
canonical: https://whiteintel.dev/entity/8d897bd2-513e-5984-a035-dbd81d65a04d
json: https://whiteintel.dev/api/public/dossier/8d897bd2-513e-5984-a035-dbd81d65a04d
identifier: oo:GB-COH-04691368
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# COMPETENT ADVISER LIMITED

**Type:** Company  
**Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb)  
**Identifier:** `oo:GB-COH-04691368`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/8d897bd2-513e-5984-a035-dbd81d65a04d  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/8d897bd2-513e-5984-a035-dbd81d65a04d  

## Ownership & control

### Owners / controllers

- **FINTEL IQ LIMITED** (beneficial owner) — 100% — https://whiteintel.dev/entity/de83989d-02c8-5339-9098-e41e337aa7da
- **Miss Gillian Wendy Tait** (beneficial owner) — 50% — https://whiteintel.dev/entity/74b125c1-ff43-5773-9b7c-1f8c553c4e6f
- **Mr Chris Heard** (beneficial owner) — 50% — https://whiteintel.dev/entity/b08dc6cf-de28-5169-b7d9-95b13e3975b3
- **Miss Gillian Wendy Tait** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/12a18059-2865-4baf-a993-c9c75a3e6c1b
- **Mr Chris Heard** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/03023ff7-fc06-4b66-84f1-9e46c22ac740
- **FINTEL IQ LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/de83989d-02c8-5339-9098-e41e337aa7da

### Holdings / subsidiaries

- **COMPETENT ADVISER TRAINING LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/a6a4a2af-2989-5736-838f-62e5eefaeb39
- **COMPETENT ADVISER TRAINING LIMITED** (beneficial owner) — 100% — https://whiteintel.dev/entity/a6a4a2af-2989-5736-838f-62e5eefaeb39

### UBO chain (walk to the ultimate owner)

A **14-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Company profile (live · UK Companies House)

- **Company number:** `04691368`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 2003-03-10
- **Registered office:** Fintel House, St. Andrews Road, Huddersfield, West Yorkshire, HD1 6NA, England
- **SIC:** 58290

### Officers

- NAGLIS, Russell Adrian — secretary · appointed 2025-05-09
- THOMPSON, David — director · British · appointed 2023-07-14
- TIMMINS, Matthew Lloyd — director · British · appointed 2025-05-09
- HEARD, Christopher Ernest — secretary · British · appointed 2003-06-25 · resigned 2024-10-29
- HEARD, Christopher Ernest — secretary · British · appointed 2003-03-10 · resigned 2003-03-10
- OSBORNE, Richard — secretary · British · appointed 2003-03-10 · resigned 2003-06-25
- AUGUSTIN, Kyle Raymond Creed — director · New Zealander · appointed 2023-07-14 · resigned 2025-05-02
- HEARD, Christopher Ernest — director · British · appointed 2003-04-02 · resigned 2024-10-29
- HEARD, Christopher Ernest — director · British · appointed 2003-03-10 · resigned 2003-03-10
- MILLIKEN, Duncan John Andrew — director · British · appointed 2025-06-30 · resigned 2026-06-30
- OSBORNE, Lesley Ann — director · British · appointed 2003-03-10 · resigned 2003-04-02
- OSBORNE, Richard — director · British · appointed 2003-03-10 · resigned 2003-04-02
- STEVENS, Neil — director · British · appointed 2023-07-14 · resigned 2025-06-30
- TAIT, Gillian Wendy — director · British · appointed 2003-04-02 · resigned 2024-10-29
- TAIT, Gillian Wendy — director · British · appointed 2003-03-10 · resigned 2003-03-10

### Beneficial owners (Persons with Significant Control)

- [Fintel Iq Limited](https://whiteintel.dev/entity/de83989d-02c8-5339-9098-e41e337aa7da) — 75–100% shares · corporate PSC · England — since 2023-07-14
- Miss Gillian Wendy Tait — 25–50% shares · individual PSC · United Kingdom — ceased 2023-07-14
- Mr Chris Heard — 25–50% shares · individual PSC · United Kingdom — ceased 2023-07-14

## Provenance

- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/04691368
- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/04691368

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **COMPETENT ADVISER LIMITED**. Human view: https://whiteintel.dev/entity/8d897bd2-513e-5984-a035-dbd81d65a04d · Structured JSON: https://whiteintel.dev/api/public/dossier/8d897bd2-513e-5984-a035-dbd81d65a04d._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._