---
title: "ANDRESS SPENCER J — Ownership Dossier"
canonical: https://whiteintel.dev/entity/6d19002d-3b7f-5124-8f88-6b671f261d70
json: https://whiteintel.dev/api/public/dossier/6d19002d-3b7f-5124-8f88-6b671f261d70
identifier: sec:0001871119
jurisdiction: US
risk: Low
source: WhiteIntel corporate-ownership graph
---

# ANDRESS SPENCER J

**Type:** Company  
**Jurisdiction:** [US](https://whiteintel.dev/jurisdictions/us)  
**Identifier:** `sec:0001871119`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/6d19002d-3b7f-5124-8f88-6b671f261d70  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/6d19002d-3b7f-5124-8f88-6b671f261d70  

## Ownership & control

### Holdings / subsidiaries

- **NORWOOD FINANCIAL CORP** (director) — https://whiteintel.dev/entity/19e69df4-71c6-53d7-8871-c2f701cd1044
- **PB BANKSHARES, INC.** (director) — https://whiteintel.dev/entity/ad06f83f-77d7-5675-8a56-38049bde40a5

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **ANDRESS SPENCER J**. Human view: https://whiteintel.dev/entity/6d19002d-3b7f-5124-8f88-6b671f261d70 · Structured JSON: https://whiteintel.dev/api/public/dossier/6d19002d-3b7f-5124-8f88-6b671f261d70._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._