--- title: "FIRST MORTGAGE DIRECT LIMITED — Ownership Dossier" canonical: https://whiteintel.dev/entity/41a7f033-c620-5e79-b08d-4a0b75a9314b json: https://whiteintel.dev/api/public/dossier/41a7f033-c620-5e79-b08d-4a0b75a9314b identifier: oo:GB-COH-SC175659 jurisdiction: GB risk: Low source: WhiteIntel corporate-ownership graph --- # FIRST MORTGAGE DIRECT LIMITED **Type:** Company **Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb) **Identifier:** `oo:GB-COH-SC175659` **Risk level:** Low **Canonical dossier:** https://whiteintel.dev/entity/41a7f033-c620-5e79-b08d-4a0b75a9314b **Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/41a7f033-c620-5e79-b08d-4a0b75a9314b ## Ownership & control ### Owners / controllers - **Mr Robert Lawrence Mcgrail** (beneficial owner) — 50% — https://whiteintel.dev/entity/ae64bcd3-a122-543a-9cb8-0acb1e046150 - **Mr Ian Robert Mcgrail** (beneficial owner) — 50% — https://whiteintel.dev/entity/d9b7b713-2148-5d4a-bcd4-ffc2df81db01 - **MORTGAGE ADVICE BUREAU LIMITED** (beneficial owner) — 100% — https://whiteintel.dev/entity/e05cd563-cfd1-506e-bfbc-4e80bb8560de - **Mr Robert Lawrence Mcgrail** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/f848563b-429f-4023-86e5-b9fb515c48be - **Mr Ian Robert Mcgrail** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/080ac291-9d6f-4776-a249-c956cf686cf9 - **MORTGAGE ADVICE BUREAU LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/e05cd563-cfd1-506e-bfbc-4e80bb8560de ### Holdings / subsidiaries - **PROPERTY LAW CENTRE LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/2394bb63-6e5a-5e3b-8bbf-acffe868e499 - **FIRST MORTGAGE LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/bfb856d2-1451-54b6-95fa-a33a48a724fd - **FIRST MORTGAGE SHOP LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/d98f84bd-8178-5de6-83d3-3b72f234fbea - **FRESH START FINANCE LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a - **KINLEIGH FINANCIAL SERVICES LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/93747c82-5afa-5213-acbe-128f2795e84c - **LUCRA MORTGAGES LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/8175fe6c-e195-526e-b1e6-f8beef330444 - **M & R FM LTD** (beneficial owner) — 62.5% — https://whiteintel.dev/entity/584d2ab4-8a94-54e8-b2a8-9e00de49ac30 - **HOME LOAN SERVICES (GLASGOW) LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/78dd8b24-2071-5ac1-b97b-95fe2b130031 - **FIRST MORTGAGES LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/14ff8808-a0ca-5818-bf18-f53c3cfd257c ### UBO chain (walk to the ultimate owner) A **10-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing. ## Company profile (live · UK Companies House) - **Company number:** `SC175659` - **Status:** active - **Type:** ltd - **Incorporated:** 1997-05-21 - **Registered office:** 30 Walker Street, Edinburgh, EH3 7HR - **SIC:** 66220 ### Officers - BRODNICKI, Peter Christopher Steven — director · British · appointed 2019-07-02 - BURGAUD MCCARTHY, Emilie Nadia Marcelline — director · French · appointed 2024-06-18 - MCGRAIL, Ian Robert — director · British · appointed 2019-07-02 - MCGRAIL, Robert Lawrence — secretary · British · appointed 1997-05-21 · resigned 2019-07-02 - OSWALDS OF EDINBURGH LIMITED — corporate nominee secretary · appointed 1997-05-21 · resigned 1997-05-21 - HOMAN, Paul — director · Irish · appointed 2000-09-15 · resigned 2003-03-14 - MCGRAIL, Ian Robert — director · British · appointed 2005-03-01 · resigned 2019-07-02 - MCGRAIL, Robert Lawrence — director · British · appointed 1997-05-21 · resigned 2019-07-02 - THOMPSON, Benjamin David — director · British · appointed 2019-07-02 · resigned 2025-12-31 - TILLEY, Lucy Claire — director · British · appointed 2019-07-02 · resigned 2024-06-07 - WOODS, Frederick James — director · British · appointed 1997-05-21 · resigned 2005-03-01 ### Beneficial owners (Persons with Significant Control) - [Mortgage Advice Bureau Limited](https://whiteintel.dev/entity/e05cd563-cfd1-506e-bfbc-4e80bb8560de) — 75–100% shares · corporate PSC · England — since 2019-07-02 - Mr Ian Robert Mcgrail — 25–50% shares · individual PSC — ceased 2019-07-02 - Mr Robert Lawrence Mcgrail — 25–50% shares · individual PSC — ceased 2019-07-02 ## Provenance - OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/SC175659 - companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/SC175659 ## Get the full, resolved dossier (agent-callable) The above is the free teaser. The resolved **multi-hop UBO chain**, ownership **%**, full **financial history**, itemised **assets** and the hop-by-hop **exposure path** are the paid depth — callable as tools from your agent: ```bash npx -y @whiteintel/mcp-server # then: get_dossier · trace_ownership_path · check_offshore_exposure ``` Or unlock a one-off cited dossier for **FIRST MORTGAGE DIRECT LIMITED** — https://whiteintel.dev/entity/41a7f033-c620-5e79-b08d-4a0b75a9314b · pricing https://whiteintel.dev/pricing. --- _This is the markdown-for-agents view of the WhiteIntel dossier for **FIRST MORTGAGE DIRECT LIMITED**. Human view: https://whiteintel.dev/entity/41a7f033-c620-5e79-b08d-4a0b75a9314b · Structured JSON: https://whiteintel.dev/api/public/dossier/41a7f033-c620-5e79-b08d-4a0b75a9314b._ _Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._