---
title: "FRESH START FINANCE LIMITED — Ownership Dossier"
canonical: https://whiteintel.dev/entity/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a
json: https://whiteintel.dev/api/public/dossier/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a
identifier: oo:GB-COH-SC197638
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# FRESH START FINANCE LIMITED

**Type:** Company  
**Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb)  
**Identifier:** `oo:GB-COH-SC197638`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a  

## Ownership & control

### Owners / controllers

- **Mr Fredrick James Woods** (beneficial owner) — 50% — https://whiteintel.dev/entity/eabdb37f-4914-5b94-81b0-5a09eb6e8e13
- **Mr Ian Robert Mcgrail** (beneficial owner) — 50% — https://whiteintel.dev/entity/1ef72068-1409-583b-8c38-3a2199d0d676
- **Mr Fredrick James Woods** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/aa6abca0-aa0e-4e5c-9b64-9c8057214f91
- **Mr Ian Robert Mcgrail** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/a7cd3bbd-b8bc-4729-afb8-41d3f88a8ab4
- **Mr Robert Mcgrail** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/d23501ef-3797-4371-9d1b-2959ea950f56
- **FIRST MORTGAGE DIRECT LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/41a7f033-c620-5e79-b08d-4a0b75a9314b

### UBO chain (walk to the ultimate owner)

A **16-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Company profile (live · UK Companies House)

- **Company number:** `SC197638`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 1999-06-29
- **Registered office:** 30 Walker Street, Edinburgh, EH3 7HR, Scotland
- **SIC:** 99999

### Officers

- BRODNICKI, Peter Christopher Steven — director · British · appointed 2019-07-02
- BURGAUD MCCARTHY, Emilie Nadia Marcelline — director · French · appointed 2024-06-18
- MCGRAIL, Ian Robert — director · British · appointed 2008-03-28
- MCGRAIL, Robert Lawrence — secretary · British · appointed 1999-06-29 · resigned 2019-07-02
- OSWALDS OF EDINBURGH LIMITED — corporate nominee secretary · appointed 1999-06-29 · resigned 1999-06-29
- MCGRAIL, Robert Lawrence — director · British · appointed 1999-06-29 · resigned 2019-07-02
- THOMPSON, Benjamin David — director · British · appointed 2019-07-02 · resigned 2025-12-31
- TILLEY, Lucy Claire — director · British · appointed 2019-07-02 · resigned 2024-06-07
- WOODS, Frederick James — director · British · appointed 1999-06-29 · resigned 2008-03-28

### Beneficial owners (Persons with Significant Control)

- [First Mortgage Direct Limited](https://whiteintel.dev/entity/41a7f033-c620-5e79-b08d-4a0b75a9314b) — 75–100% shares · corporate PSC · United Kingdom — since 2019-06-14
- Mr Ian Robert Mcgrail — 25–50% shares · individual PSC — ceased 2019-06-14
- Mr Robert Mcgrail — 25–50% shares · individual PSC · Scotland — ceased 2019-06-14
- Mr Fredrick James Woods — 25–50% shares · individual PSC · Scotland — ceased 2016-04-06

## Provenance

- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/SC197638
- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/SC197638

## Get the full, resolved dossier (agent-callable)

The above is the free teaser. The resolved **multi-hop UBO chain**, ownership **%**, full **financial history**, itemised **assets** and the hop-by-hop **exposure path** are the paid depth — callable as tools from your agent:

```bash
npx -y @whiteintel/mcp-server   # then: get_dossier · trace_ownership_path · check_offshore_exposure
```

Or unlock a one-off cited dossier for **FRESH START FINANCE LIMITED** — https://whiteintel.dev/entity/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a · pricing https://whiteintel.dev/pricing.

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **FRESH START FINANCE LIMITED**. Human view: https://whiteintel.dev/entity/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a · Structured JSON: https://whiteintel.dev/api/public/dossier/39a01b3a-e4dd-59cd-a7df-8afd8bbf3a8a._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._