---
title: "REFRESH PERSONAL FINANCE LTD — Ownership Dossier"
canonical: https://whiteintel.dev/entity/331d2476-e330-5fb2-984d-a7ec466c4c9a
json: https://whiteintel.dev/api/public/dossier/331d2476-e330-5fb2-984d-a7ec466c4c9a
identifier: oo:GB-COH-07369895
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# REFRESH PERSONAL FINANCE LTD

**Type:** Company  
**Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb)  
**Identifier:** `oo:GB-COH-07369895`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/331d2476-e330-5fb2-984d-a7ec466c4c9a  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/331d2476-e330-5fb2-984d-a7ec466c4c9a  

## Ownership & control

### Owners / controllers

- **Mrs Zoe Louise Jackson** (beneficial owner) — 50% — https://whiteintel.dev/entity/88bfa397-505f-5d84-a3df-44e855c01a3a
- **Mr Paul Woodworth** (beneficial owner) — 75% — https://whiteintel.dev/entity/c3f5ffa1-6b93-514e-9efd-e19fe008cfe9
- **LENVI SERVICING LIMITED** (beneficial owner) — 100% — https://whiteintel.dev/entity/c9e0935a-f440-5423-a981-80a474f7a1da
- **LENVI SERVICING LIMITED** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/c9e0935a-f440-5423-a981-80a474f7a1da
- **Mrs Zoe Louise Jackson** (beneficial owner) — 37.5% — https://whiteintel.dev/entity/1e3d9336-aa91-4a90-b40a-f3da314b92fe
- **Mr Paul Woodworth** (beneficial owner) — 62.5% — https://whiteintel.dev/entity/cb97b830-bd8d-490f-b10f-10d1b641cfa5

### UBO chain (walk to the ultimate owner)

A **41-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Company profile (live · UK Companies House)

- **Company number:** `07369895`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 2010-09-08
- **Registered office:** Highdown House, Yeoman Way, Worthing, West Sussex, BN99 3HH, United Kingdom
- **SIC:** 64921

### Officers

- [PRISM COSEC LIMITED](https://whiteintel.dev/entity/c6788cfb-926a-5009-935f-ef2e1920b22d) — corporate secretary · appointed 2020-08-26
- CARTER, Richard William — director · British · appointed 2023-07-12
- LAW, Simon David Kelway — director · British · appointed 2025-04-02
- CREWE, Graham Roger — secretary · appointed 2010-09-08 · resigned 2011-10-23
- GRIMBALDESTON, Candie — secretary · appointed 2011-10-23 · resigned 2011-10-25
- CREWE, Graham Roger — director · British · appointed 2010-09-08 · resigned 2011-10-23
- FELL, Neville Jonathon — director · British · appointed 2020-07-30 · resigned 2021-12-16
- FLOWER, Martin Roger — director · British · appointed 2010-09-08 · resigned 2011-09-05
- GREEN, Adam Charles — director · British · appointed 2017-01-06 · resigned 2023-07-12
- GRIMBALDESTON, John Michael — director · British · appointed 2010-09-08 · resigned 2014-02-01
- JACKSON, Zoe Louise — director · British · appointed 2014-09-01 · resigned 2023-06-01
- PITCHER, John Martin — director · British · appointed 2021-12-16 · resigned 2025-04-02
- SANGAR, Seema — director · British · appointed 2017-01-06 · resigned 2020-07-29
- WAKELEY, Guy Richard — director · British · appointed 2017-01-06 · resigned 2021-01-04
- WOODWORTH, Paul — director · British · appointed 2011-10-25 · resigned 2019-04-30
- WOODWORTH, Paul — director · British · appointed 2010-09-08 · resigned 2011-10-23

### Beneficial owners (Persons with Significant Control)

- [Lenvi Servicing Limited](https://whiteintel.dev/entity/c9e0935a-f440-5423-a981-80a474f7a1da) — 75–100% shares · corporate PSC · United Kingdom — since 2016-12-22
- Mrs Zoe Louise Jackson — 25–50% shares · individual PSC · United Kingdom — ceased 2016-12-22
- Mr Paul Woodworth — 50–75% shares · individual PSC · United Kingdom — ceased 2016-12-22

## Provenance

- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/07369895
- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/07369895

## Get the full, resolved dossier (agent-callable)

The above is the free teaser. The resolved **multi-hop UBO chain**, ownership **%**, full **financial history**, itemised **assets** and the hop-by-hop **exposure path** are the paid depth — callable as tools from your agent:

```bash
npx -y @whiteintel/mcp-server   # then: get_dossier · trace_ownership_path · check_offshore_exposure
```

Or unlock a one-off cited dossier for **REFRESH PERSONAL FINANCE LTD** — https://whiteintel.dev/entity/331d2476-e330-5fb2-984d-a7ec466c4c9a · pricing https://whiteintel.dev/pricing.

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **REFRESH PERSONAL FINANCE LTD**. Human view: https://whiteintel.dev/entity/331d2476-e330-5fb2-984d-a7ec466c4c9a · Structured JSON: https://whiteintel.dev/api/public/dossier/331d2476-e330-5fb2-984d-a7ec466c4c9a._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._