---
title: "STEPHEN LOWER INSURANCE SERVICES LTD — Ownership Dossier"
canonical: https://whiteintel.dev/entity/178500c3-1ede-5106-86ef-96a19616ec0a
json: https://whiteintel.dev/api/public/dossier/178500c3-1ede-5106-86ef-96a19616ec0a
identifier: oo:GB-COH-04930449
jurisdiction: GB
risk: Low
source: WhiteIntel corporate-ownership graph
---

# STEPHEN LOWER INSURANCE SERVICES LTD

**Type:** Company  
**Jurisdiction:** [GB](https://whiteintel.dev/jurisdictions/gb)  
**Identifier:** `oo:GB-COH-04930449`  
**Risk level:** Low  
**Canonical dossier:** https://whiteintel.dev/entity/178500c3-1ede-5106-86ef-96a19616ec0a  
**Structured JSON / MCP:** https://whiteintel.dev/api/public/dossier/178500c3-1ede-5106-86ef-96a19616ec0a  

## Ownership & control

### Owners / controllers

- **Mrs Sharon Elizabeth Plews** (beneficial owner) — https://whiteintel.dev/entity/f6cda595-0440-505e-a21e-2f419c3fdf45
- **Mr Patrick Michael Plews** (beneficial owner) — https://whiteintel.dev/entity/e4c9fdb4-90e0-59e8-acec-3362411bcdb7
- **Mrs Sharon Elizabeth Plews** (beneficial owner) — https://whiteintel.dev/entity/ac29d7e0-534c-4ca3-a99b-81d4f111a92f
- **Mr Patrick Michael Plews** (beneficial owner) — https://whiteintel.dev/entity/72633a93-b14e-4dbb-83e7-fe205f8e1666
- **STEPHEN LOWER INSURANCE SERVICES HOLDINGS LTD** (beneficial owner) — 87.5% — https://whiteintel.dev/entity/582500c1-f856-541e-bca5-80b257717c44

### UBO chain (walk to the ultimate owner)

A **9-step** ownership/control chain to the ultimate beneficial owner is resolved for this entity. The full cited chain unlocks with a paid API key or a one-off dossier — https://whiteintel.dev/pricing.

## Company profile (live · UK Companies House)

- **Company number:** `04930449`
- **Status:** active
- **Type:** ltd
- **Incorporated:** 2003-10-13
- **Registered office:** 145 New Dover Road, Capel Le Ferne, Folkestone, Kent, CT18 7JR
- **SIC:** 65120, 65202

### Officers

- PLEWS, Sharon Elizabeth — secretary · British · appointed 2007-10-01
- KINGSTON, Martin David — director · British · appointed 2011-08-01
- PLEWS, Patrick Michael — director · British · appointed 2007-05-02
- PLEWS, Sharon Elizabeth — director · British · appointed 2007-05-02
- LOTT, Julie — secretary · British · appointed 2003-10-13 · resigned 2007-10-01
- SWIFT INCORPORATIONS LIMITED — corporate nominee secretary · appointed 2003-10-13 · resigned 2003-10-13
- DOWDEN, Mark — director · British · appointed 2008-07-25 · resigned 2011-03-14
- LOWER, Stephen — director · British · appointed 2003-10-13 · resigned 2007-05-02
- INSTANT COMPANIES LIMITED — corporate nominee director · appointed 2003-10-13 · resigned 2003-10-13

### Beneficial owners (Persons with Significant Control)

- [Stephen Lower Insurance Services Holdings Ltd](https://whiteintel.dev/entity/582500c1-f856-541e-bca5-80b257717c44) — 75–100% shares · corporate PSC · United Kingdom — since 2016-04-06
- Mrs Sharon Elizabeth Plews — significant influence or control · individual PSC — ceased 2016-04-06
- Mr Patrick Michael Plews — significant influence or control · individual PSC — ceased 2016-04-06

## Provenance

- OpenOwnership — https://find-and-update.company-information.service.gov.uk/company/04930449
- companies_house_bulk — https://find-and-update.company-information.service.gov.uk/company/04930449

## Get the full, resolved dossier (agent-callable)

The above is the free teaser. The resolved **multi-hop UBO chain**, ownership **%**, full **financial history**, itemised **assets** and the hop-by-hop **exposure path** are the paid depth — callable as tools from your agent:

```bash
npx -y @whiteintel/mcp-server   # then: get_dossier · trace_ownership_path · check_offshore_exposure
```

Or unlock a one-off cited dossier for **STEPHEN LOWER INSURANCE SERVICES LTD** — https://whiteintel.dev/entity/178500c3-1ede-5106-86ef-96a19616ec0a · pricing https://whiteintel.dev/pricing.

---

_This is the markdown-for-agents view of the WhiteIntel dossier for **STEPHEN LOWER INSURANCE SERVICES LTD**. Human view: https://whiteintel.dev/entity/178500c3-1ede-5106-86ef-96a19616ec0a · Structured JSON: https://whiteintel.dev/api/public/dossier/178500c3-1ede-5106-86ef-96a19616ec0a._

_Risk levels are heuristic investigative leads, not legal determinations of beneficial ownership. Every claim carries a source; an absent edge means "not yet observed in current sources", not "does not exist"._